About me
Who I am
My name is Janina Schwarz, and I am an independent expert in the field of compliance, AML (Anti-Money Laundering), and a passionate coach. With over 13 years of experience in consulting and managing international projects on Capital Markets Compliance topics, KYC (Know Your Customer), and AML (Anti-Money Laundering), I have developed a deep understanding of the requirements and challenges in this area. As a compliance and anti-money laundering officer in a start-up and later as an expert in various projects at established banks (Retail, Private Wealth, Professional Clients), I have supported both in Germany and internationally, gaining a broad spectrum of industry experience.
I shape my life so that I can spend every moment with activities and people that challenge and make me happy.
As a certified Business Coach and graduate of the Business Administration program in Berlin, I possess the necessary expertise and practical skills to accompany you and your company on the path to success. My goal-oriented approach is characterized by communication, structure, and empathy combined.
Please do not hesitate to contact me to gain further insights into my services and how I can be of assistance to you. I look forward to receiving your correspondence and collaborating together towards your success.
Excerpt of my professional and project experience
Project Title: Global KYC Project APAC for an international major bank headquartered in London.
- Coordination in the APAC region
- Creation of presentations
- Coordination with stakeholders in London
- Preparation and conduct of workshops
- Compliance and Anti-Money Laundering Officer at a start-up in the Retail Trading sector
Project Title: Compliance and Anti-Money Laundering Oversight in the Start-up Environment
- Implementation of compliance policies and procedures
- Monitoring transactions for potential money laundering activities
- Conducting compliance training for employees
- Establishment and maintenance of compliance documentation
Project Title: Assisting a private wealth Bank with Regulatory Expansion
- Capital Markets Gap Analysis
- Development of policies and processes to comply with German regulations
- Stakeholder management across various departments and authorities
- Conducting risk assessments and identifying potential compliance challenges
- Development of control and monitoring plans to ensure compliance with regulations
Regulatory Skills
- WpHG: Wertpapierhandelsgesetz (German Securities Trading Act)
- KwG: Kreditwesengesetz (German Banking Act)
- MiFID2: Markets in Financial Instruments Directive 2
- MAD/MAR: Market Abuse Directive/Regulation
- EMIR: European Market Infrastructure Regulation
- MaComp: Mindestanforderungen an die Compliance-Funktion und die weiteren Verhaltens-, Organisations- und Transparenzpflichten für Wertpapierdienstleistungsunternehmen (Minimum Requirements for the Compliance Function and Further Behaviour, Organisational, and Transparency Requirements for Securities Trading Firms)
- MaDepot: Mindestanforderungen an die Depotführung (Minimum Requirements for Custody)
- MaRisk: Mindestanforderungen an das Risikomanagement (Minimum Requirements for Risk Management)
- DepotG: Depotgesetz (Depository Act)
- GwG: Geldwäschegesetz (Money Laundering Act)
- AuA: Aufsicht über Finanzdienstleistungsinstitute (Supervision of Financial Institutions)
- BaFin: Bundesanstalt für Finanzdienstleistungsaufsicht (Federal Financial Supervisory Authority)
- DSGVO: Datenschutz-Grundverordnung (General Data Protection Regulation)
- BDSG: Bundesdatenschutzgesetz (Federal Data Protection Act)
- KAGB: Kapitalanlagegesetzbuch (Capital Investment Code)
- WpHG (German Securities Trading Act)
- KwG (German Banking Act)
- MiFID2 (Markets in Financial Instruments Directive 2)
- MAD/MAR (Market Abuse Directive/Regulation)
- EMIR (European Market Infrastructure Regulation)
- MaComp (Minimum Requirements for the Compliance Function and Further Behaviour, Organisational, and Transparency Requirements for Securities Trading Firms)
- MaDepot (Minimum Requirements for Custody)
- MaRisk(Minimum Requirements for Risk Management)
- DepotG (Depository Act)
- GwG (Money Laundering Act)
- AuA (Supervision of Financial Institutions)
- BaFin (Federal Financial Supervisory Authority)
- DSGVO (General Data Protection Regulation)
- BDSG (Federal Data Protection Act)
- KAGB (Capital Investment Code)
Excellence
Excellence is not just a goal for me, but a commitment. I strive to always offer my customers top-notch services. It is important to me to ensure that they can achieve the best possible results. My work goes beyond meeting expectations; it aims for perfection and customer satisfaction.
Integrity
Integrity forms the backbone of my actions. I always act honestly and with integrity, and I expect the same from my business partners and customers. Transparency is essential to me, and I always strive to act ethically and responsibly. Because only through integrity can trust be built and maintained in the long term.
Innovation
Innovation is the key to progress and to tackling complex challenges such as combating money laundering. I strive to find innovative and efficient ways in my approach to combating money laundering. It's not just about fulfilling the regulations, but also about exploring new paths and improving existing processes.
Trust
Trust is of fundamental importance to me. It is the foundation upon which strong relationships are built. Trust creates an atmosphere of respect and confidence, both in teams and organizations. I strive to earn and maintain trust by always acting openly and sincerely.
Collaboration
Collaboration is the key to success for me, both professionally and personally. I firmly believe that open, honest, and respectful communication forms the basis for good collaboration. Through collaboration, we can learn from each other, support each other, and achieve great things together.
Customer testimonials: Showcase projects for inspiration and success.
Partner and Owner German Law Firm
"I worked with Janina for 18 months in her time with Trade Republic. She has a profound knowledge of building up and structuring a Compliance and AML Department - especially in the regulated sector. She is very experienced in structuring procedures, hiring and leadership. It helps a lot that she has a consultant background enabling her to always find a pragmatic and workable solution."
Partner of a global Consulting Company
"Janina is a strong project manager with a solid risk and compliance knowledge in the Financial Services industry. This enables her to effectively run and deliver projects with tight deadlines while remaining rigorous on regulatory commitments to meet for the FS institution and detail-oriented to make sure the various aspects of a given issue are covered. In addition, Janina is solution oriented, looking to establish a collaborative relationship with various stakeholders and getting them all onboard to meet a common goal on a project delivery."
Partner – Asset Management Consulting
"Having worked with Janina on mulitple projects I am very much intrigued by her professional enthusiasm, her keen interest in regulatory topics as well as her ability to engage with a variety of people from different backgrounds in order to always achieve the best possible outcome even for complex business problems.
Her energetic personality and unique style make her a valuable team member and are a guarantor it will never become boring to work alongside Janina."
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